Sunday, April 01, 2007

Dan Stockman and mortgage Fraud


Yet, it just the other day, I asked a friend, where in the world is Dan Stockman? When my youngest daughter came to town, I had to take her pass some of the fraudulent mortgage deals in the city.

I talk a lot, and I found out a lot of times people have to see stuff for themselves. So, that's how it is sometimes with my daughter. I even showed her a case that was mailed to me about the fraudulent mortgage deals.

This one has to do with a man in Michigan. The United States District Court Eastern District of Michigan Southern Division is going after property the man purchased with allegedly drug money. The man has died, so it's the wife who will more than likely lose the property. There is supposedly enough evidence to trace the purchases to drug money. The person providing the information was a confidential informant. It appears the CI was pretty close to the man, and after the man death, spilled the beans, naming places and where the loots was stored.


Sounds like the CI didn't care for the wife. The wife is charged will allegedly laundering money at a casino. How much money you say? Let try in the tune of over $6 million. And after the husband died she was allegedly going to houses collecting money. Some of these houses were used to hide money. The houses were rental property.

Now this is where Dan Stockman comes in. Real estate was the main business of these folks for over 20 years. That's right for 20 years, these folks were buying and renting houses. They would buy houses in other folks names and sell them at a higher price. The target buyer did not use his or her own money to purchase properties. The buyer provided the signature on the loan, allegedly. In fact, the buyer would receives funds just by signing those papers. Not a bad deal, until the federal Marshall comes around asking questions.


The man had friends in high places, like with the City of Detroit to acquire real properties. Properties like the one that was bought for $3,500. Three months later the same property was sold for $53,000. Pretty cute, it was made to appear like a slight computer glitch with the transposing of the first two numbers, and adding one more zero. Criminals think they are being clever and cute when they are able to get away with fooling the public. The cuteness is too make you not question their criminal behavior, because they seem so nice.

Remember Fort Wayne's scheme of over appraisal and what did they do? They drew a map, colored it in red and called it a computer glitch. They have a new assessor, but she's cute, so you would not dare question the new reassessment of your unimproved property, now would you? Just a fact.

Back to Dan Stockman. Other houses were sold in Detroit, like the one purchased for $10,000 and sold seven months later for $120,000. Another house was purchased from HUD for $24, 660 and sold $43,000. It couldn't happen to hardworking folks here in Fort Wayne, Indiana now could it. Just ask Dan Stockman. Stockman had the audacity to write about the fraudelent activities going on in Fort Wayne.


Stockman wrote about such horrors. And the people were called stupid. Not stupid, as Stockman current article reminds us, in his own words:

These deals are hardly the only ones being examined: New national statistics say new mortgage fraud cases are being prosecuted at a rate of one a day. In February, The Journal Gazette exposed a mortgage scheme in which a middleman optioned houses for one price, then sold them for sometimes double or triple that price to “investors” who got mortgages based on the higher amounts.


Now correct me if I am wrong but did I not read that the city is doing an appraisal after the land was purchased for investor or developers ? It sounds a little like the Detroit case here:
One home was purchased for $4,500 and sold 11 days before even having possession of the property for $42,000. That's pretty good wouldn't you say?

Finally before closing, the moral of the story is this. These folks in Detroit were supposedly in legitimate businesses. Nevertheless, some of the folks were conducting illegal business under the cloth of being legal to deceive. These Folks remained in business undetected because they operated within businesses that are held to a higher standard when working with the public. But nobody told because they were afraid of losing their jobs !

Amro’s suit claims breach of contract, fraud, negligence, breach of fiduciary duty, unjust enrichment, civil conspiracy, defrauding a financial institution, deception and criminal mischief, and it asks that Justin Stuckey of Maximum Mortgage and James Pappas, owner of Accelerated Title, be held personally responsible.


DAn Stockman can only provide you evidence leading to the fraudulent activities, he can't make you act up on. But some folks are unwilling to believe good people do bad things. These folks need to be under the jail.

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